Terms of Use

Last Updated: November 2024

Agreement to Terms

By accessing and using the Myth-cedar website (myth-cedar.com) and our services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Description of Services

Myth-cedar provides financial literacy education services including workshops, courses, coaching sessions, and educational materials. Our services are designed to provide general financial education and are not intended to constitute personal financial advice.

Educational Nature of Content

All content provided on this website and through our programs is for general educational and informational purposes only. The information should not be construed as:

• Personal financial advice tailored to your specific circumstances
• Professional financial planning services
• Investment advice or recommendations
• Tax advice or accounting services
• Legal advice

We strongly recommend that you consult with qualified professionals before making significant financial decisions.

No Guarantee of Results

While we strive to provide valuable education that can help improve financial literacy and decision-making, we make no guarantees regarding specific financial outcomes. Individual results may vary based on numerous factors including personal circumstances, market conditions, and the application of learned concepts.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information when registering or making enquiries
• Maintain the confidentiality of any account credentials
• Use the website and services only for lawful purposes
• Not reproduce, distribute, or create derivative works from our content without permission
• Not attempt to gain unauthorised access to our systems or data
• Not interfere with the proper functioning of the website

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Myth-cedar or its content suppliers and is protected by Australian and international copyright laws.

You may not reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any content, information, or services obtained from this website without our express written permission.

Program Enrolment and Payment

Enrolment in our programs is subject to availability and payment of applicable fees. By enrolling in a program, you agree to:

• Pay all fees associated with your selected program
• Abide by any specific terms and conditions for that program
• Participate in good faith and respect other participants

Refund Policy

Our refund policy varies by program type. Generally:

• Requests made more than 14 days before program start: Full refund minus administrative fee
• Requests made 7-14 days before program start: 50% refund
• Requests made less than 7 days before program start: No refund, but transfer to future program may be available

Specific programs may have different refund terms, which will be communicated at the time of enrolment.

Limitation of Liability

To the fullest extent permitted by applicable law, Myth-cedar shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our website or services
• Any financial decisions made based on information obtained through our services
• Unauthorised access, use, or alteration of your transmissions or content
• Any third-party conduct or content on the website

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the operation of the website, the accuracy of information provided, or the results that may be obtained from using our services.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Myth-cedar. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Indemnification

You agree to indemnify, defend, and hold harmless Myth-cedar, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our website and services.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of revised terms means that you accept and agree to the changes.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us:

Myth-cedar
Level 14, 123 George Street
Sydney NSW 2000
Australia

Email: [email protected]